Gift of Personal Residence or Farm with Retained Life Estate

How It Works

1. Transfer title to personal residence or farm to Ripon
2. No change in your lifestyle—you (and spouse) occupy and enjoy residence or farm for life
3. Ripon keeps or sells property after your death(s)

Benefits

• No out-of-pocket cost for substantial gift to Ripon
• Federal income-tax deduction for remainder value of your residence or farm
• You (and spouse) can occupy residence for life

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